Calculation of the amount of damage that bank employees may cause

Abstract

The authors of the article identified the problem of banks is that there are a number of employees who violate the rules of the bank, which cause him damage. These violations are detrimental to the bank as its funds are spent on investigation of the violation itself, compensation of losses, selection and training of a new employee, repair of reputational losses. Therefore, a method for determining the probability of damage to a new employee of the bank was developed. For this purpose it is suggested to use statistics of previous violations, which were found in the employees who already work at this bank. Building a model of the level of damage that a new employee can provide if he or she commits a breach consists of drawing up tables that, in addition to the level of harm, include characteristics of the employee himself, such as incident description, incident date, employee's date of birth, gender, position, work experience : at bank and general, level of satisfaction with working conditions, planning to change jobs, monthly income, number of dependents (children, spouse, parents, etc.), monthly payments (mortgage, loan, alimony, etc.), date of inc. entu.